Citizens Security Bank & Trust Company ("CSB")
operates this Site to provide online access to information about
CSB and the products, services, and opportunities we provide (the
"Service"). By accessing and using this Site,
you agree to each of the terms and conditions set forth herein
(these "Terms of Use"). Additional terms and
conditions applicable to specific areas of this Site or to
particular content or transactions may also be posted in particular
areas of the Site and, together with these Terms of Use, will
govern your use of those areas, content or transactions. These
Terms of Use, together with applicable additional terms and
conditions, are referred to as this "Agreement".
CSB reserves the right to modify this Agreement at any time
without giving you any prior notice. Your use of the Site following
any such modification constitutes your agreement to follow and be
bound by the Agreement as modified.
Use of Site You may use the Service, the Site, and the
information, writings, images and/or other works that you see, hear
or otherwise experience on the Site (singly or collectively, the
"Content") solely for your non-commercial, personal purposes and/or
to learn about CSB products and services. No right, title or
interest in any Content is transferred to you, whether as a result
of seeing, hearing, downloading or otherwise experiencing such
Content or otherwise. CSB reserves complete title and full
intellectual property rights in all Content. Except as expressly
authorized by this Agreement, you may not use, alter, copy,
distribute, transmit, or derive another work from any Content
obtained from the Site or the Service, except as expressly
permitted by these Terms of Use.
Copyright The Site and the Content are protected by U.S. and/or
foreign copyright laws, and belong to CSB or its partners,
affiliates, contributors or third parties. The copyrights in the
Content are owned by CSB or other copyright owners who have
authorized their use on the Site. You may download and reprint
Content for non-commercial, non-public, personal use only. (If you
are browsing this Site as an employee or member of any business or
organization, you may download and reprint Content only for
educational or other non-commercial purposes within your business
or organization, except as otherwise permitted by CSB, for example
in certain password-restricted areas of the Site). You may not
manipulate or alter in any way images or other Content on the
Site.
Trademarks You are prohibited from using any of the marks or
logos appearing throughout the Site without permission from the
trademark owner, except as permitted by applicable law.
Links to Third-Party Web Sites Links on the Site to third party
web sites or information are provided solely as a convenience to
you. If you use these links, you will leave the Site. Such links do
not constitute or imply an endorsement, sponsorship, or
recommendation by CSB of the third party, the third-party web site,
or the information contained therein. CSB is not responsible for
the availability of any such web sites. CSB is not responsible or
liable for any such web site or the content thereon. If you
use the links to the web sites of CSB affiliates or service
providers, you will leave the Site, and will be subject to the
terms of use and privacy policy applicable to those web sites.
Linking to this Site You may link to the Site with the following
conditions. Unless specifically authorized by CSB, you may not
connect "deep links" to the Site, i.e, create links to this site
that bypass the home page or other parts of the Site. You may not
mirror or frame the home page or any other pages of this Site on
any other web site or web page. You may not post links to any other
websites on the Site.
Posting links to other websites of the Site is strictly
prohibited.
Downloading Files CSB cannot and does not guarantee or warrant
that files available for downloading through the Site will be free
of infection by software viruses or other harmful computer code,
files or programs.
Software Any software available for download via the Site is the
copyrighted work of CSB and/or its licensors. Use of such software
is governed by the terms of the end user license agreement that
accompanies or is included with the software. Downloading,
installing, and/or using any such software conclusively constitutes
your acceptance of the terms of the end user license agreement.
Disclaimer of Warranties CSB MAKES NO EXPRESS OR IMPLIED
WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER WITH RESPECT
TO THE SITE, THE SERVICE OR THE CONTENT. CSB EXPRESSLY DISCLAIMS
ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR
OTHERWISE, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND
NON-INFRINGEMENT, WITH REGARD TO THE SITE, THE SERVICE, THE
CONTENT, AND ANY PRODUCT OR SERVICE FURNISHED OR TO BE FURNISHED
VIA THE SITE. CSB DOES NOT WARRANT THAT THE FUNCTIONS PERFORMED BY
THE SITE OR THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR
ERROR-FREE, OR THAT DEFECTS IN THE SITE OR THE SERVICE WILL BE
CORRECTED. CSB DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE
CONTENT, OR THAT ANY ERRORS IN THE CONTENT WILL BE CORRECTED. THE
SITE, THE SERVICE AND THE CONTENT ARE PROVIDED ON AN "AS IS" "WHERE
IS" AND "AS AVAILABLE" BASIS.
Limitation of Liability IN NO EVENT WILL CSB BE LIABLE FOR ANY
DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO ANY DIRECT,
INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER INDIRECT
DAMAGES ARISING OUT OF (I) THE USE OF OR INABILITY TO USE THE SITE,
THE SERVICE, OR THE CONTENT, (II) ANY TRANSACTION CONDUCTED THROUGH
OR FACILITATED BY THE SITE; (III) ANY CLAIM ATTRIBUTABLE TO ERRORS,
OMISSIONS, OR OTHER INACCURACIES IN THE SITE, THE SERVICE AND/OR
THE CONTENT, (IV) INTERCEPTTION, UNAUTHORIZED ACCESS TO OR
ALTERATION OF YOUR TRANSMISSIONS OR
DATA, OR (V) ANY OTHER MATTER RELATING TO THE SITE, THE SERVICE,
OR THE CONTENT, EVEN IF CSB HAS BEEN ADVISED OF THE POSSIBILITY OF
SUCH DAMAGES. IF YOU ARE DISSATISFIED WITH THE SITE, THE SERVICE,
THE CONTENT, OR WITH THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE
REMEDY IS TO DISCONTINUE USING THE SITE.
BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF
LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SOME OF THE
ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH STATES, CSB's
LIABILITY IS LIMITED AND WARRANTIES ARE EXCLUDED TO THE GREATEST
EXTENT PERMITTED BY LAW, BUT SHALL, IN NO EVENT, EXCEED
$100.00.
Indemnification You understand and agree that you are personally
responsible for your behavior on the Site. You agree to indemnify,
defend and hold harmless CSB, its parent companies, subsidiaries,
affiliated companies, joint venturers, business partners,
licensors, employees, agents, and any third-party information
providers to the Site, Content or Service from and against all
claims, losses, expenses, damages and costs (including, but not
limited to, direct, incidental, consequential, exemplary and
indirect damages), and reasonable attorneys' fees, resulting from
or arising out of your use, misuse, or inability to use the Site,
the Service, or the Content, or any violation by you of this
Agreement.
User Conduct You agree to use the Site only for lawful purposes.
You agree not to take any action that might compromise the security
of the Site, render the Site inaccessible to others or otherwise
cause damage to the Site, Content or the Service. You agree not to
add to, subtract from, or otherwise modify the Content, or to
attempt to access any Content that is not intended for you. You
agree not to use the Site, Service or Content in any manner that
might interfere with the rights of third parties.
Unsolicited Idea Submission Policy Neither CSB nor any of its
employees accept or consider unsolicited ideas or materials,
including ideas of materials for new advertising campaigns,
marketing strategies, new or improved products, technologies,
services, processes, materials, or new product names. We have found
this policy necessary in order to avoid misunderstandings should
CSB's business activities bear coincidental similarities with one
or more of the thousands of unsolicited ideas or materials offered
to us. Please do not send your unsolicited ideas or materials to
CSB or anyone at CSB. If, in spite of our request that you not send
us your ideas or materials, you still send them, then regardless of
what your posting, email, letter, materials, or other transmission
may say, (1) your idea and/or materials will automatically become
the property of CSB without any compensation being due to you; (2)
CSB will have no obligation to return your idea or materials to you
or respond to you in any way; (3) CSB will have no obligation to
keep your idea or materials confidential; and (4) CSB may use your
idea or materials for any purpose whatsoever, including giving your
idea or materials to others and the royalty-free, irrevocable,
perpetual, worldwide right to use, distribute, display and create
derivative works from your idea and/or materials, in
any and all media, in any manner, in whole or in part, without
any restriction or responsibilities to you.
However, CSB does welcome feedback regarding many areas of CSB's
existing businesses that will help satisfy customer's needs, and
feedback can be provided through the many listed contact areas on
the Site. Any feedback you provide shall be deemed a Submission
under the terms in the User Supplied Information Policy section
below.
User Supplied Information CSB does not want to receive
confidential or proprietary information from you via the Site. You
agree that any material, information, or data you transmit to us or
post to the Site (each a "Submission" or collectively
"Submissions") will be conclusively considered non confidential and
non proprietary. For all Submissions, (1) you guarantee to us that
you have the legal right to post the Submission and that it will
not violate any law or the rights of any person or entity, and (2)
you give CSB the royalty-free, irrevocable, perpetual, worldwide
right to use, distribute, display and create derivative works from
the Submission, in any and all media, in any manner, in whole or in
part, without any restriction or responsibilities to you.
Email and Other Requests for Information Online
Messages you send to us to us by email or upload to the Site may
not be secure. We recommend that you do not send any confidential
information to us by email or upload to the Site. If you choose to
send any confidential information to us via email or upload to the
Site, you accept the risk that this information may be intercepted
and used by a third party.