Travel Tips
The weather is warming up and summer vacation is on
your mind. Make sure those plans include a visit with
staff at Citizens Security Bank and Trust before setting out on a
summer adventure. Find out the safest way to travel to ensure
you don't run out of cash or lose valuable credit
information. Your vacation is your time to relax, let us help
ensure you have that peace of mind.
Here are some tips on what you should take care of before you
leave for vacation:
- Let your bank know when and where you will be traveling so that
you will avoid any potential for fraud alerts when
out-of-the-ordinary transactions are posted.
- Call or stop by your bank to find out what ATM or debit card
fees you may be subject to in this country and abroad.
- If you're traveling overseas, keep in mind that ATMs in many
countries only accept four-digit personal identification numbers
(PINs) and some do not acknowledge zeros.
- Carry a back-up card that you keep in a separate place.
Families or couples may get even greater back-up coverage if each
person takes a different card.
- Make copies of all the cards you'll be carrying. Be sure
to copy the front and back of the card. Take a copy with you
and give a copy to someone you trust back home. Be sure to
also include the security code for the card and the
customer-service phone number in case your card is lost or
stolen.
- Bring a list of emergency phone numbers, but remember, 800
numbers can only be used in the United States and Canada. Be
sure to get a number for your bank that you can call if you're out
of the country.
- Many credit cards and club checking accounts provide travel
accident insurance and traveler's assistance. Ask your
community bank what special services are available through your
card.
- Check your balance before you leave. Know the limits on
how much you can withdraw and if you have a daily spending
limit. Save all your receipts.
For more information about what to do if your card is lost or
stolen or if you need additional help, visit Visa or Mastercard.