With our variety of electronic banking and money management
services, we can equip you with the tools proven to increase the
banking efficiency and processing power of your business. Our
electronic business solutions range from autopay management to
credit card processing and electronic check services, and are
designed to make our customers' business experience a little bit
easier. And with our new smart phone app, you can view your
accounts, transfer funds, and access the rest of our online banking
services.
Merchant Services
Our range of electronic merchant services gives you complete and
convenient control of your transactions. Our versatile credit card
processing services are competitively priced, and feature 24/7
technical support and web-based processing.
Enhance your security and protect against loss with check
guarantee services. Eliminate the possibility for bad checks,
returned item fees, and time-consuming paper claims by running
checks through a check imager. Checks are processed like a credit
card transaction and funds are instantly guaranteed for
deposit.
Custom gift cards featuring your branding are proven to increase
promotional awareness, generate customer loyalty, and increase
spending. Our gift card services include 24/7 customer support,
web-based real time reporting, and easy issuance and
redemption.
Contact
us for a free credit card processing services pricing
analysis and to learn how our check guarantee services and gift
cards can protect and promote your business.
Business Online Banking
Cash Management
Cash management is an easier way to pay your employees and
auto-debit customers. Electronic payments eliminate check frees,
credit card fees, and postage, and make automatic and recurring
payments even more efficient. CSB cash management can be tailored
to fit any business, no matter the size, and includes sophisticated
security measures and reporting to help protect your business from
fraud.
Positive Pay
Prevent check fraud with an electronic record of your issued
checks. Each check from your company that is presented for payment
is cross-referenced with your list of issued checks. You will be
contacted with discrepancies to determine if non-matching checks
are legitimate.
Remote Deposit
Save trips to the local bank by scanning and submitting your
checks electronically. Plus, receive customized reporting and
images of all deposited checks.
Lockbox
Efficiently streamline your accounts receivable collection,
processing, and viewing with our lockbox services. Your documents
are collected from your lockbox multiple times each day, processed
into your account for rapid update of your receivables system, and
provided for easy and organized online viewing via your secure
digital lockbox.
Sweep Account Services
Sweeps
Link your daily operating account to an interest
bearing account. Cash in excess of your selected target amount
is transferred to your interest bearing account to maximize
the earning potential. Conversely, protect against overdraft with
automatic sweeping of funds into your checking account if your cash
falls below your target.
Loan Manager
Minimize your borrowing expenses with a Loan Manager sweep
account. Transactions are totaled as each business day closes;
excess or outstanding funds determine whether Loan Manager will
advance or pay down your revolving line of credit.
Zero Balance Account
Enjoy convenient and consolidated disbursement authority and
minimal monitoring by maintaining a zero balance in daily business
accounts, and by enabling them to automatically transfer funds for
all transactions to and from a central master account.