Business Banking

BUSINESS Loans from Citizens Security Bank

Setting a business owner up for success with the perfect loan is an art form. Because we're a local bank with continued involvement in our communities, we're able to stay tuned in to the needs of business owners and their profitable ventures. Our business and commercial loans are designed to facilitate growth by allowing business owners to finance inventory to generate short-term working capital, or finance vehicles, equipment, and commercial property required for operation.

Plus, business banking with CSB means you can also benefit from the latest electronic business solutions. Find out where our many Oklahoma Banks are located, then Contact us to learn how our personal bankers can set up your most prosperous business plan.


A variety of loan opportunities designed to create opportunity for large and small business growth.

  •  Working capital revolving lines of credit
    • Temporary, standard, asset-based, seasonal, etc.
  •  Equipment financing
    • Heavy duty, light duty, plant equipment, medical, etc.
  •  Vehicle financing
    • Corporate vehicles, fleet financing, etc.
  •  Oil and gas transactions
  •  SBA financing programs
  •  Letters of credit


The funding and support necessary to put business owners on track to owning their commercial real estate investment.

  • Purchases
  • Refinances
  • Expansion financing
  • Equity financing
  • SBA loan programs
  • Residential rental properties
  • Variety of term and rate structures


Personal bankers develop the best possible financing arrangement for developers, investors, and owners in acquiring, developing, building, managing, and permanently financing most commercial property types.

  • Construction phase only
  • Mini-Perm (construction phase transitioning to perm)
  • New construction financing
  • Expansion/Renovation financing
  • Residential rental properties
  • SBA loan programs
  • Variety of term and rate structures


As a local bank with a lifelong commitment to understanding and providing for farmers and their operations, we structure our agricultural loans to perfectly meet the varying and unique needs of agricultural operations.

  • Ag zoned land purchase
  • Livestock financing
  • Crop financing
  • Improvements on structures or equipment
  • Variety of term and rate structures


Business Loan Application