LOAN Officers

Citizens Security Bank NMLS Company ID: 408238

The S.A.F.E. Act ("the Act") mandates a nationwide licensing and/or registration system for mortgage loan originators.  NMLS Consumer Access is a fully searchable website that allows the public to view information concerning companies and individuals registered through NMLS.  The Act prohibits an individual employed by an agency-regulated institution from engaging in the business of residential mortgage loan origination without first obtaining and maintaining annually a registration as a registered mortgage loan originator and obtaining a unique identifier.  The Act provides that the objectives of the Registry, among other things, are to aggregate and improve the flow of information to and between regulators; provide increased accountability and tracking of mortgage loan originators; enhance consumer protections; reduce fraud in the residential mortgage loan origination process; and provide consumers with easily accessible information at no charge regarding the employment history of, and publicly adjudicated disciplinary and enforcement actions against mortgage loan originators. To search this website, click on the following link:  NMLS Consumer Access