By clicking on the GO button below, you will leave the Citizens Security Web site and be transferred to a separate Web site controlled by Morgan Stanley Smith Barney. Morgan Stanley Smith Barney is solely responsible for all content on its Web sites. Citizens Security Bank does not solicit, offer, endorse, negotiate or originate any non-deposit investment or insurance products or services described on Smith Barney Web site. Please click on the “Additional Information” hyperlink below for other important information concerning the relationship between Citizens Security Bank and Morgan Stanley Smith Barney LLC.

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Investments made through Morgan Stanley Smith Barney are not FDIC-insured nor are they deposits or other obligations of the bank or guaranteed by any bank or savings institution. All investments involve risks, including the possible loss of the principle invested.
Morgan Stanley Smith Barney is a securities brokerage firm located on the premises of the bank and not legally affiliated with Citizens Security Bank. Morgan Stanley Smith Barney LLC. Member SIPC.
| INVESTMENT PRODUCTS: NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE |
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