Personal Checking


Our checking accounts are varied to ensure we're able to provide you with the services you need most. Once you've selected the account that fits you best, choose the banking services that will be most convenient for you:

  • Mobile banking
  • Bill payment
  • Online banking
  • Mobile deposit
  • Text banking
  • iPhone and Android apps
  • e-statements
  • Security Advantage


 Click here to apply or contact a personal banker.

  Monthly Fee Bounce Protection Statements Interest Bearing Security Advantage Club Benefits

Horizons Club Gold (50 or Better!)

$7.95 or waived $1000 Free electronic or paper X n/a X


Club account for individuals age 50 or better with exclusive member benefits.         

Advantage Plus

$8.95 or waived $1,250 Free electronic or paper X n/a X


Club account for individuals under the age of 50 with exclusive member benefits. 

Relationship Checking Plus

$17.95 or waived $1,500 Free electronic or paper X Free


Best Value!  It rewards individuals for the use of multiple services and pays a premium interest rate on balances maintained.           

eChecking Plus

$5.95 or reduced $1,000 Free electronic or $1.95/month for paper x Available for $3.95/month   


An interest bearing checking account for the individual who prefers to bank electronically.        

 Basic Checking

none $500 Free electronic or $1.95/month n/a Available for $3.95/month    


An account with no monthly service fee or transaction fees.  Customers can customize features to meet their needs.               


ALL accounts have the following available products:

  • Free Online Banking w/ upgraded security features
  • Free Mobile Banking, iPhone App and Android App
  • Free Text Message Banking
  • Free Bank by Phone - 24 hour access
  • Free eStatements
  • Bill Pay Plus (fees can be waived with eStatements)
  • Free Visa Debit Card (Spirit Cards also available)
  • Free Notary Service

All accounts require $50 minimum to open.

*Read more about our Bounce Protection Disclosures.