Home Loan 2 - Dancing

PERSONAL Savings

Personal Savings Application (PDF)

CITIZENS MONEY MARKET

  • $100 Minimum to open
  •  $9.95 Monthly Maintenance Fee if minimum balance falls below $2,000
  •  $.27 per item deposited in excess of 30 per month
  •  Full Price for printed checks, deposit slips, endorsement stamps, etc.
  •  Online Bill Pay available 
  •  Monthly Statement
  •  Limited check writing
  •  Interest rate determined by daily collected balance:
    •      $.01-$9,999
    •      $10,000-$49,999
    •      $50,000-$99,999
    •      $100,000 -$249,999
    •      $250,000-& above
  • $1000 Bounce Protection

CITIZENS SAVINGS

  • $100 Minimum to open
  • $2.95 Monthly Maintenance Fee if minimum balance falls below $100 
  • $.27 per item deposited in excess of 30 per quarter
  • $1.25 fee in excess of 6 withdrawals per quarter
  • Interest paid on daily collected balances of $100 and above

FUTURE SAVERS OF AMERICA (under age 18)

  • $25 Minimum to open
  • $.95 Monthly Maintenance Fee if minimum balance falls below $25.00
  • $.27 per item deposited in excess of 30 per quarter
  • $1.25 fee in excess of 6 withdrawals per quarter
  • Interest paid on all daily collected balances

SWEEP ACCOUNTS

Minimize overdraft fees and enjoy the security of reliable overdraft protection with a Sweep savings account. If your checking account falls below a zero balance, funds will be taken from your Sweep account to cover the deficit. Multiple automatic transfers can be made with only one low charge per day. Plus, you can open a Sweep account as a separate account or add the Sweep feature to your current savings account. Learn more about our Sweep Accounts.[LINK Sweep PDF]

 

*Read more about our Bounce Protection Disclosures.