Swinging

WHAT if I have been a victim of fraud?

What should you do if you are victim of a phishing scam?

  • If you provided account numbers, PINs or passwords to a phisher, notify the companies with which you have those accounts immediately.
  • Put a "fraud alert" on your files at the credit reporting bureaus. For information about how to do that and other advice for ID theft victims, contact the Federal Trade Commission's ID Theft Clearinghouse at www.consumer.gov/idtheft, or toll-free, 877-438-4338. The TDD number is 202-326-2502.
  • File a "Miscellaneous Incidents" report at a police station where the identity theft occurred, and get a copy of the police report.  It can help you deal with creditors who need proof of the crime.
  • Even if you were not victimized, you should report phishing to the company or agency that was being impersonated and to the National Consumers League's National Fraud Information Center, www.fraud.org or toll-free 800-876-7060. The TDD number is 202-835-0778.

Remember, security tools such as PIN numbers and passwords help keep your transactions safe. Keep them private. Learn more about how to protect your personal and financial information at www.phishinginfo.org.